It's "Antartica", not "Antarctica".
Antartica is a company in Brussels, Belgium, so I don't think it qualifies for it's own category... unless they deal in SHO related apps.
I think the joke went over your head.
He was asking why vehicles that are white are more expensive to cover with insurance in places like Alaska and Antarctica.
There are SHO clubs for various locations in the US such as Arizona, Wisconsin, etc.