I would never wait that long. If you go 150K before changing the fluid and filter, might as well just have a new transaxle put in, it will be toast.
Manufacturer's did studies many years ago (one I saw was from the 80's in conjunction with the ASE) and they discovered that a shockingly large percent of tranny failures could be attributed to improper maintenance (Fluid level too high or low, improper filter installation, gasket leaks, etc...), both from dealer's and DIY'ers. That is why many manufacturers have done away with the dipstick all together. The chances are the tranny will outlast the life of the car and almost certainly the original owner...when the beancounters figure in all these variables....VIOLA!
Anyway, I am a firm believer that the fluid takes the beating and needs to be replaced at regular intervals to keep the tranny healthy. Also, it is important to be aware a fluid and filter change is diluted immediately as the "Old" fluid in the converter, lines, valvebody and cooler (if you are lucky/smart enough to have one) is not changed and as soon as you top off after the change, it is mixed with the old fluid in the system and you still haven't completely accomplished the goal.
Side note: I used to be a MGR for Wynn Oil Co. and they have a pretty good flush unit that does replace all the fluid, but it still does not do anything for the filter, which may or may not need to be changed.
So anywho...you will probably be ok not touching the trans, but I know I drive my wife's SHO to the very limit of the engineering (and probably beyond!) that Ford put into the vehicle and my "oldschool" mentality likes to keep the fluids and filters fresh! (and yes for those of you that might be thinking it, I do know that the dirtier a filter gets the better it filters, but there is a point where the suction diff pressure starves the pump and you could risk implosion of the filter media and we would not want that to happen)
I will try to do a good write up and get some pictures when I finally get to the fluid and filter change, but that will be early to mid next year.