Whack! And she is down

Discussion in 'Generation 4 - General Discusson' started by jfalkingham, May 13, 2017.

  1. RamAireTransAm

    RamAireTransAm SHO Member

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    im in this for info . I cant wait to see the outcome of this .
     
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  2. SHOinVa

    SHOinVa SHO Member

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    I'm no expert but that surprises me a great deal, there is a lot of work there, just on the surface. Allstate is going to do what there going to do, BUT make it clear to them your going to be a pain in the ass and make sure they get everything right. Also with CARFAX my bet is the car is not going to be worth as much when they put it back together. Just make sure you question everything there in business is to make money first and serve your needs second, I have had to fight with insurance company's more then once.
    Charlie
     
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  3. Lostneye

    Lostneye SHO Member

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    Agreed. And I will bet dollars to donuts the estimate will climb once the body shop starts really digging into the car and starting finding more issues than the adjuster glances at.
     
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  4. StealBlueSho

    StealBlueSho SHO Member

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    Careful of the betterment clause as well.... I got into an accident that wasn't my fault and my tire got shredded... they replaced the tire but told me I had to pay $100 or so because my old tire was halfway worn down... so I had to cover the difference... still don't understand that one...
     
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  5. r1crusher

    r1crusher SHO Member

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    I'll almost guarantee that you'll be getting parts from another donor SHO and not new OEM parts. Sometimes you can demand new OEM but they'll likely say that OEM can be new OR used parts.

    I hope that's not the case but I sincerely hope that things work out for you no matter what happens.
     
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  6. jfalkingham

    jfalkingham SHO Member

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    Right now she has the estimate at $8,756. Replacing one tire and one rim. I'm positive she missed the other 3 as flat spotted and I know 1 other rim was chewed from driving through carnage. They want me to go to their shop (McFarland Ford) as it will be guaranteed by Allstate. I guess I can just turn into a pita and complain on every little bump, noise, shimmy and really cause their costs to go up. My wife doesn't get the obsession with it but hey I do! Health wise I won't be driving for a bit because my head is not right from it. Neurologist ordered an MRI for tomorrow... all of that but my mind is on my SHO :)

    Sent from my Classic using Tapatalk
     
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  7. SilverSH0

    SilverSH0 SHO Member

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    It really depends on state laws. When I hit a deer in Indiana I was able to choose new OEM parts since it was the current body style (I also could have chose used parts or aftermarket parts). Not all states will have that but I was happy we did.
     
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  8. SilverSH0

    SilverSH0 SHO Member

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    I would be VERY surprised if it comes out to that little amount. I hit a deer with my SHO and needed a new bumper cover, hood, headlights, radiator and condenser (along with some minor plastic and mounting brackets). It didn't touch either fender or any glass and the total was just shy of $8,500. There's not much you can do besides go with what the insurance company allows. But I would be surprised if it's that little.
     
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  9. jfalkingham

    jfalkingham SHO Member

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    Thanks and we'll see when they open the wrapper. I'm going to post the estimate up here so everyone can see. I figured my only path is to ask for OEM new parts, go to the guaranteed shop, then have a letter drafted to other insurance company for the diminished value, figure at least 33% out the gate. More to come i'll keep everyone in the loop.

    Sent from my Classic using Tapatalk
     
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  10. SHOinVa

    SHOinVa SHO Member

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    I think it depends on what you want, I have found more then once if you challenge them an find the right person to talk to things can change quickly. If you want the car then your good, if you want a new car then your going to have to start pushing back. I would assume you can get a copy of the estimate, I would also assume you can ask if someone else can look at the car because your not comfortable with the estimate and what kind of car your going to get back. Also talk to your insurance company they maybe able to help you, they may even do there own estimate. As Dalton says Be Nice until its time to Not be Nice.
    C/
     
    Last edited: May 19, 2017
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  11. pmelv8sho

    pmelv8sho SHO Member

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    $8,756 is very very low for that amount of damage. I wrote estimates at a body shop for a living about four year ago. Even with a used quarter panel I see no way it could be done for that amount of money. To me this is at least a $12,000 job plus...

    Labor to do this type of job will be roughly 80 hours and that might be on the low side.
     
    Last edited: May 19, 2017
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  12. jfalkingham

    jfalkingham SHO Member

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    Thank you sir. They said "we expect it to go up once we can see underneath it" I'm going to have it brought to the local Ford shop. Let's see where it goes.

    Sent from my Classic using Tapatalk
     
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  13. DerricksSHO

    DerricksSHO SHO Member

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    Sorry to see your car like that hope for the best glad your ok..
     
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  14. jfalkingham

    jfalkingham SHO Member

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    Well the local Ford dealer did their supplement and went to district leader from allstate to get Ford OEM parts. They've agreed to all OEM except muffler (NAPA) and rear bumper cover. Dealer went pack requesting OEM muffler and cover. They also uncovered a bit more damage so thinking north of $11k now.... waiting on insurance company

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  15. Bill Strobel

    Bill Strobel theamcguy

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    Make sure to ask for diminished value. That would be the difference in price between a car not in an accident vs one with $11K worth of damage. This will show up on a Car Fax report.
     
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  16. sperold

    sperold Last to Know

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    ^^^^^ This!
    Nothing makes a car harder to sell than an official history listing a serious accident, or a salvage title, even if fully inspected.
     
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  17. jfalkingham

    jfalkingham SHO Member

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    Agreed. Based on options/region/condition/mileage retail around $25k, I'd assume a $10k hit on valuation.

    The local Ford dealer is being helpful at least, i'll have her inspected after for any imperfections and leverage the allstate guaranteed shop program.

    My rental is a bowtie impala. It's not the SHO!

    Sent from my Classic using Tapatalk
     
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  18. OmaHahn

    OmaHahn SHO Member

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    Man I hate Allstate! My mom was driving down a parking lot aisle and some num-nuts back out of a space real quick - just put it in R and backed out. Well he back right into my mom's car - no time for her to floor it (bad idea anyway in a busy grocery store parking lot) no time to stop and reverse or to even hit the horn! Just backed up and boom! Allstate claims "Contributory Negligence," on my mom! WHAT THE FRICKIN HELL $HIT is that!!??? Force Allstate to do whatever your wishes are with the car, don't give in!!!!
     
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  19. SHOinVa

    SHOinVa SHO Member

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    I assume since there have been no updates to the story, they are in the process of fixing the car. Seems to me that will end up being more beneficial to the insurance company then to the customers. Oh well he can always keep the car in the family till the wheels fall off, hopefully it will be well fixed and in good shape when there done.
    C/
     
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  20. jfalkingham

    jfalkingham SHO Member

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    Alright, I JUST got her back on Friday! Since 5/12 and just got it back. $17k worth of repairs (no joke) and it's going back in tomorrow because the blind spot monitoring does not work (yellow lights on mirror stay on). I look at her and all I see is the damage ha ha. Anyway she is worth nuttin, so will go after the paving company insurance (nationwide) for diminished value.

    A few things I learned:

    -Allstate is horrible. I will drop them fast on renewal. This is a historical reputation after doing my research, they don't total cars like most and really not much you can do

    -I'm still dealing with headaches and neck pains which is really surprising to me. Short term memory is improving.

    -I will be driving her into the ground. No other path makes a lot of sense for me. I figure $25k (book) *.33 will be the diminished value I will go after and can set that aside to buy a new ride in 4-5 years.

    -I thought the impala was nice. It was quick and comfortable - until I sat back in my SHO there is no comparison. The command seating, way more punch than I remembered and the sure footed heaviness were all sorely missed.

    Well there you have it. I will forever know what she looked like but I've got her back and she kept me safe from a hard hit accident.

    But man over $17k![​IMG][​IMG]

    Sent from my STV100-1 using Tapatalk
     
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