Hit water maybe 6" to 8" deep engine stalled and towed

Discussion in 'Generation 4 - General Discusson' started by MarcoB, Aug 29, 2017.

  1. sperold

    sperold Last to Know

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    They would love to total it, while at the same time giving you the least amount of money they can wrangle.

    That way, they will not get any future calls from you saying something just failed, and you are pretty sure it is a result of the incident.

    They don't even want to do a repair where the car is shepherded to more than one shop; for example a trip to a mechanical shop for suspension, a trip to a body shop for paint and repairs, and a trip to an upholstery shop for a new carpet. They consider that too much involvement.

    Often, they have a contract with a salvage yard that gives them a fixed amount of money for any car they total, no matter how bad or good it is. They should offer you the same deal, as it is really nothing to them, and a great deal for you could be in the making. For example, I got my totalled car back for $300.00, and your car is now 9 years old, so the adjuster will not be motivated to expend much effort on the whole claim.
    If you go this way, make sure the car does not have a salvage title, and remember it will have diminished value due to the totalling, if you ever sell

    Sit tight and see how that works out, and I would try to grab it back from the dealership and continue experimenting with it.
     
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  2. SilverSH0

    SilverSH0 SHO Member

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    Ok, I'm a little confused as it appears the OP's story has changed as the thread continues. In the OP it stated he splashed through water killing the motor when it came over the hood and, "...interior is fine. Water never got inside the interior." But now the insurance company is totaling out the car because there's water in the interior. So what's the full story here? Why has it changed from specifically mentioning something didn't happen to it happening? If water got inside, why not mention that in the original post instead of saying it never got in? It makes it confusing for people to follow and much harder to help diagnose when details are omitted in the OP.

    If water is inside the car and the engine isn't running then I can see why it's totaled. Not only will they have to replace a lot of the lower interior and fix the engine (which is likely hydrolocked and needs completely replaced), corrosion is likely going to cause future electrical issues that are a headache to track down. In a vehicle that almost everything operates with complex electronics, it's going to be a huge issue and I personally wouldn't want it. If it was something like my Jeep where most items were mechanical I would be fine keeping it (crank windows, manual seats, vacuum controlled HVAC, etc). But since everything in these cars is electronics, I wouldn't want future corrosion issues popping up. I think in the long run you'll be happy they totaled it out. If somehow it's buy back is super cheap then buy it back but I bet it's going to be moderately expensive.
     
  3. Jeff2017

    Jeff2017 SHO Member

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    I suspect the water got in after he left the vehicle. Even if the water never gets above the bottom of the door openings, it can still get in if it is up to the both of the floor pans underneath. They are not completely sealed.
     
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  4. luigisho

    luigisho SHO Member

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    I don't know your age or financial situation so this is really a personal decision. My only advice about cars, having dumped tons of money that I did not have into them, is try to take emotion out of it. I spent so much on SHO's, I could have had a nice high end car by the midway mark.
     
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  5. SHOinVa

    SHOinVa SHO Member

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    I have the first new vehicle I ever bought (89 F150 4X4) sitting in the driveway waiting to be restored so I know what its like to be in love with your car BUT If its been flooded, and it sounds like it has, its best to just cash the check an let her go. If it was an older car maybe you could rebuild it but with all the electronics on cars today, you never know when or if your going to have issues. It could just be a $2 part that shuts you down but could cost thousands to find the problem. Just my two cents.
    Charlie
     
    Last edited: Sep 10, 2017
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  6. SilverSH0

    SilverSH0 SHO Member

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    My point isn't to call him out on a changing story. My point is that if you want someone to help you diagnose something online with text you need to provide the entire story. If he hit water that killed the motor and it later got inside I would think they would say so in their post.

    When diagnosing why an engine won't start/run, water getting inside (regardless of when it happened) is an important piece of information. Because if the water was higher than 6-8" and high enough to get into the interior, I would be getting under the car, pulling apart the connectors, and drying them all out. I don't know how high the starter is on these cars (never needed to investigate) but that could have been submerged. Issue and resolutions change drastically from 6" of water to enough to get into the interior.

    My point what give an accurate reflection of the situation because it will help other understand what happened and more accurately help diagnostics. Since the original post isn't accurate to the situation, I'm asking for an accurate statement of the story to help him out.
     
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  7. luigisho

    luigisho SHO Member

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    You make a decision on this car yet?
     
  8. 2011TAURUSSEL

    2011TAURUSSEL 2014 SHO LMS Stage 1 V10

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    Wires under the carpet.....A LOT.....At least two major harnesses on each side....Think about it.....lighting, speakers, SRS Sensors, windows, door locks etc.....

    I hate to say it but in this case the insurance companies need to let the Harvey cars be crushed. Reduces the risk of the titles...no pun intended........Rewashed. This would also reduce the risk of less than scripolous people buying the vehicle back and trying to cover up flood damage and re selling to unsuspecting buyers. Remove what can be reused safely and crush the rest.
     
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