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Discussion in 'General Chit Chat' started by bpd1151, Feb 27, 2011.

  1. TimboSHO

    TimboSHO Novice

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    I know it's been said, but count your blessings. You had the cash to cover the expenses, so things could be worse. After our son was born and my wife decided not to go back to work, we used up all of our savings and have quite a bit of credit card debt because her daycare didn't take off like he had hoped. Our roof now leaks and we don't have the money to fix it. I bought a bunch of tarps from Menards to hold off the repair as long as possible....... things could be worse!
     
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  2. mjhpadi

    mjhpadi New Member

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    Hasn't been a good couple of months. I have sympathy for you...it sucks when spells like this hit. Just to put a little spin on this. I had to retire last April due to health reasons. My knees got so bad that i couldn't wrestle with the bad guys any more...I could live with that, but I also ran into a problem with my parathyroid that required surgery...not much fun but better. Ahh, but it doesn't stop, on top of all this I've experienced a vision problem with my right eye that began in 2008 that has required 22 injections directly into my right eye. As if that's not bad enough the retina specialist that I'm seeing changed the drug he's using for the injections. this new drug requires a scan of the retina before each injection. The cost for this test and injection $5990.00 for each one (so far I've had 5 and not sure how many more are required, but I will never have 20/20 vision again in my right eye.) I'm not sure (yet) how much of these injections are covered by our (read wife's, since my insurance stopped a month after retirement) insurance, so I'm looking at roughly 30 thousand dollars worth of injections so far, and believe me, having a needle stuck in your eye isn't fun at all.
    I've done the braces thing with our one child and luckily both of us had great insurance so we only had a 900 dollar out of pocket expense. But that child is now starting college, and me now on a very fixed income...things are TIGHT.
    I'm not complaining Mike, just trying to give you a different perspective...I'd gladly take all your appliance and home problems if I could have good knees and see clearly out of my eye. It is a downer when unexpected bills come up, but nothing like losing things you love. I can't run anymore and would give my eye teeth to be able to go out and do a 2 mile run, or to be able to see well enough to walk across an uneven yard at night without falling, you see, the limited vision really messes up my depth perception and my night vision. Again, I'm luck that I can still drive and can still do some scuba, but I really can't even shoot anymore. Again, I am not complaining I'm loving my life, but it sure would be better if the stupid health problems, especially things that I would have never guessed hadn't popped up. Good luck, hope you bad luck ends soon.
     
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  3. SHOmethewayhome

    SHOmethewayhome BAD ROLE MODEL

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    glad the mischief seems to be managed. fortunately you had money squirreled away to cover your replacement appliances. while a microwave and TV are real nice to have, they're not crucial. i'll tell you from experience from not having them from november till 2 weeks ago. my wife and I would have to do ALL of our cooking on the stove (which was kinda fun after the 2nd week and made us thankful we had a stove to cook with at all instead of being lazy and blowing a ton of cash just getting take out food)

    because of the work I do, even while i'm laid off they pay for my internet, so our evening entertainment consisted of reading, playing with our 16 month old, and watching a lot of hulu on the laptop.

    You got me on the dental work though, holy crap! Mouth metal is expensive!

    Venting seriously helps, and it's good you took the ribbing people gave you and the perspective they tried to give in stride. I dont think anyone that posted in that manner is guilty of ill will or trying to call you spoiled.

    For some reason the last 10 years of my life, the week after Christmas till sometime between my birthday (2/21) and St Paddys day is the roughest part of my year. I'm forgoing putting any money into projects or anything not absolutely needed to make sure I can sock away at least twice what I need to make it through this next December, January, and February coming up.

    at the risk of hijacking the thread further, I've been flying high on good vibes since about the 17th of this month.
    I had gotten two weeks of work for the first time this year with a couple hours of OT.

    While working up in Michigan, early in the AM on the 17th I hit a deer with my rental, and punted that hoof rat about 40ft with minimal damage to the rental car, got to watch the cop empty a couple shells into it, exchanged for a much nicer rental to replace the broken one and the company paid me for the extra time I spent dealing with the police report, calling the rental agency and making a claim, and exchanging cars.

    I found a barbershop in Chicago that does old school razor and scissors haircuts and hot shaves, and got both for the enormous cost of $8 cash.

    I found an unobtainium pack of Lucky Strike Filters (i'm a smoker, and I havent seen filtered lucky strikes for years and expected the most stale pack of smokes ever) that were fresh tasting for being as old as they were (they didn't have the FSC fire safety additives in the paper like all cigarettes made in the last 2-3 years). It was like going back in time for me while enjoying one.

    on my flight home last friday (2/18) I asked the airline about catching a seat on an earlier flight and one was available, the capacity was only about 2/3 full compared to the estimated full flight on my original scheduled departure. I had a whole row to myself.

    and things have gone pretty well so far, with the exception of my truck deciding to cause a very annoying electrical problem that I didn't have time (or desire, it was effing cold this weekend and I had other stuff to do) to fix. it motivated me to go down to a local buy here/pay here dealer my brother and my ma have bought vehicles from and I was able to get a 2nd vehicle to finally replace my wife's car that died on us in october.

    she's very happy to step up from a 1994 Taurus SLO base to a 99 Explorer Limited AWD V8, i put $350 down and they matched my down payment (so $700 down) and the guy told me if I took it off the lot that day it would be 6,000 with 5,300 financed in 300 a month payments at kind of high interest.

    while this sounds like a bit of a raw deal for a 12 year old explorer, I take it in stride because if credit were dynamite I wouldn't have enough to blow my nose, the dealer seems extremely motivated to work with me on arrangements simply based on past experience with my family and all told buying 4 cars from them, and agreed to putting a brand new set of tires on it, detailing it and eating the cost of tax title and license just to get me out the door on it.

    it's a very nice truck, is fully loaded and my wife feels spoiled with a 12 year old 100,000+ mile vehicle.

    we still don't have a TV, and I'm sorely tempted not to get another one.
    we got a microwave on sale at wal-mart for about 35 bucks on clearance and it makes life a lot easier when prepping meals for the munchkin (sucks to fire up the oven just to warm up some chicken nuggets, or fire up the range and take 20min to make spaghetti-os when it can be done in 2-3min in the nuker.
     
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  4. SinisterSHO

    SinisterSHO Rust free

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    $500 for a microhood should get you the top of the line. Unless thats an installed price, but then again, installation on those isn't exactly difficult.
     
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  5. Showgun

    Showgun Canuck SHO

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    We're glad you're here to lean on too, mon ami.....;)

    Hope things improve soon for you.
     
  6. Bob Gervais

    Bob Gervais Wut?

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    It's like my Dad always used to tell me: Money doesn't buy you happiness, it buys you nicer stuff. :)

    Everything's relative really. I was hoping to be able to afford to have my 92 painted this year. That's not going to happen, and it pisses me off. Waaaay different level financially, but still something that bugs me.

    As Michelle mentioned, I'm glad you took the attitude you did about some of the responses here. We're not used to having "growed ups" accept criticism so well.
     
  7. Bob Gervais

    Bob Gervais Wut?

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    Ninjadelete FTL. I insist, sir, gfY.
     
  8. SHOmethewayhome

    SHOmethewayhome BAD ROLE MODEL

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    I deleted it because after reading it, it didnt come out the way i meant it and it sounded snarky, which is not what I wanted to convey.

    it just basically said it was equally rare to see you make a post like post #28
    because usually someone takes advice poorly and opens up the opportunity for Bob Gervais provided hilarity to ensue.
     
  9. Bob Gervais

    Bob Gervais Wut?

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    In order for me to be sarcastic and douchey, I also need to be willing to accept that people are going to be sarcastic and douchey to me as well. I have very thick skin, and am not easily offended!

    Bab's Monday Hilarity:

    Mike, put your god damn big boy pants on and deal with it.






    :p
     
  10. St Louis SHO

    St Louis SHO Rollin' coal Staff Member Club Mod

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    I feel your pain. This last 12 months have been shitty for me to say the least. Lots of bad luck. I'm guessing its karma for me being a shithead when I was younger. Who knows. All I know, is the decisions/path I've lead the last year have cost me about $12,000 and counting... FAIL.
     
  11. Jonny Cash

    Jonny Cash Good boy

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    Pretty much dead on-

    I couldve put myself in a insane car payment, bought the fanciest of everything... You know wifey would gladly oblidge, temptations always there. Instead I went out and bought this junky old 25 year old car (well, 3 of them..) and a rusted up work van.
    All three of my flat screens ranging 2-5 years old are all crapped out- Barely turn on, Im starting to think they may only be designed to work for a certain period of time.. Dont even plan on replacing them, because my kid just sits there like a zombie when its on.... And its always so damn nice out. Microwave- not only was it only 125$, and works flawlessly, but Id still like to toss it out the window because who really knows whats really going on in there. Besides what the heck do I need two ovens for?
    Sometimes I look at the neibhors and ask myself 'am I just a cheap bastard Or are all these people just so much more well off?' Wifey says Im just cheap... But at the grocery store I grabbed a 911 gt3 matchbox for 89cents. Brought it home, and my kid played with it for 3 hours straight, loving life, even took it to school with him next day. He's only two, if we downsized our already pretty humble situation, he may not even know the difference. I envy that. IDK, just a little perspective..
     
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  12. SHODOGG

    SHODOGG Crowd Control

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    Judas Priest, Brian, how much crap can you and I possibly have in common?? I swear if I didn't know better I'd say I just flippin typed that!!! Only difference is that I just bought tires and did brakes all around on my GXP, but still need the trans flush and coolant flushed lol.

    Seriously, though, I'm right there with everyone else on the "hard times" bit. Just got a new job after 3 months of being out of a job but had to take close to $10k/year paycut (compared to my last couple jobs). Now my wife's been sick for over a month and hasn't been able to go to school (she's going for her Doctorate in Psychology) and will likely have to drop out for the semester, and we might have to give back $1500 in loan money that we had planned on using for flippin bills. Oh, did I mention I'm the only one that works? Yeah, fun times!!!
     
  13. SinisterSHO

    SinisterSHO Rust free

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    I just try to not let things get to me. My store missed our Instant Profit Sharing this year due to some gay federal tax law change in like Sept. It would have been really nice to get that money this year and pay off my credit card. However, I didn't, and I just wont have that extra cash in my pocket all year. Being mad about it would have done me no good. However, my managers bonus will be much more than I expected, and that is pretty much what I was going to use to do all my summer stuff.

    Everything will work out, and being pissed/upset isnt' going to do any good.
     
  14. Porkchop

    Porkchop The Black Sheep

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    Apparently more than we both expected, which im not sure is a good thing or not!

    But lets face it, with the present state of the economy and the job market EVERYONE has had to tighten budgets and take financial hits that probably wouldn't have made as big of a dent in their bank accounts 5-10 years ago.

    We're all in the same boat whether we like it or not.
     
  15. SHOCH

    SHOCH Tommy Boy Supporting Member

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    Yea, 10 years ago, I made $13,000 more than I did last year, but I WAS unemployed last year for 6 mos. Now I'm working in a dump for 3/4 of what I did in '09., living the dream!!!


    Mike, I'd be talking to your neighbors to see if any of them had electrical issues.
     
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  16. RonPorter

    RonPorter Old Dude

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    Yep. In my 2nd career in the gas fields, I make, at best, 2/3 of what I made in my prior life. Pays the bills (barely, with a wife on disability with high medical costs), but doesn't leave $$$ for toys. Wish I could keep all the cars, but I have to "thin the herd" due to expenses (right, Tommy??)
     
  17. SHOCH

    SHOCH Tommy Boy Supporting Member

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    You know it, another reason I quit smoking, $5 a pack is alot of tires. I plan to treat the Scoobie nice as a daily, use the SHO on track and in summer when it's not broken. Then be able to let Lil' Tommy drive either in 4 years.
     

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